Everyone wants to build equity, and the sooner you start the
better. The problem is not everyone understands all the choices that are
involved in purchasing their first home.
Sometimes banks require financial history or credit scores
that aren’t available and deny approval for mortgage loans. That’s where
we come in. We specialize in private residential mortgages in Ontario
and through our wide network of lenders we have access to a variety of
lending options. We will help you choose one that meets your needs
quickly, reducing stress by explaining the entire process every step of
the way.
Some features we can offer are:
- Pre-approval to lock in interest and make the offer more attractive to seller
- 24 hour full mortgage approval
- No early prepayment penalties on your mortgage
- Interest only payments
- Flexible lending requirements
- Negotiable repayment terms
Construction Finance
If you have decided to invest in construction to either build or
improve your home we can help finance your project. Whether you need a
completion mortgage, progress draw or full financing, we’ll be able to
meet your needs.
Getting construction loans from the banks can be even more difficult than securing a
Getting construction loans from the banks can be even more difficult than securing a
regular mortgage. They often require not only a credit check, but
the detailed plans for your build, and even your rationale behind
needing to perform a new build. This creates added obstacles between you
and your goals.
We understand that while building a new home is an ideal choice for many home owners, creating a dream space can be difficult to get financed. We can provide flexibility and terms that banks won’t. We’ll find you the resources you need to hire the right contractor, buy the right land and make your project a success.
We understand that while building a new home is an ideal choice for many home owners, creating a dream space can be difficult to get financed. We can provide flexibility and terms that banks won’t. We’ll find you the resources you need to hire the right contractor, buy the right land and make your project a success.
Ask about our flexible construction financing options for:
- New builds
- Renovations
- Commercial development
- Re-builds and conversion projects
Investment Mortgages
Investing in real estate can be an excellent way to develop extra
income for yourself and your family. Investment mortgages are a
specialty financing option that are available for real estate investing.
The terms and details are slightly different than what you
would encounter with a standard second mortgage. We’ll help you consider
different purchasing options and cater an investment strategy to fit
your specific business plan.
Identifying your needs
When investing in real estate there are a few factors that should
be considered before getting an investment mortgage. It’s important to
consider which of the following types
of properties you are interested in:
- Rental Properties
- Multi Unit Properties
- Commercial Real Estate Properties
These factors will influence the financing strategy we help you
form to make sure you are getting the most out of your new venture. For
example, if you plan on living in part of the property you can be
eligible for an owner-occupied + rental mortgage which would result in
requiring a much lower initial down-payment from you. During your
consultation we’ll review all of the benefits and details of each option
and walk you through them. It’s important to work with industry experts
who can show you how to get the best deals for your situation and
goals.